First Reference company logo

First Reference Talks

News and Discussions on Payroll, HR & Employment Law

decorative image

disability insurance

A primer total disability and psychiatric conditions

Generally speaking, claim liability, whether through an employment group policy or an individual policy, mandates that a claimant suffer a total disability. Contrary to what most HR departments often think, total disability in the context of disability insurance does not mean that an employee must be completely helpless and incapable of any activity. Rather, total […]

 

, , , , , , , , , , ,

Failure to continue disability coverage during the notice period

Last year, I reminded employers of the danger of failing to continue disability benefits after dismissing an employee and providing pay in lieu of notice. An important case has now passed through the Ontario Court of Appeal…

 

, , , , , , , , , , , , , , , , , , , , ,

Myths and misunderstandings regarding employees on leave

As more employees spend time on leaves of absence, employers seem to be struggling to understand their rights and obligations…

 

, , , , , , , , , , , , , , , , , , , , , , ,

Obligations to disabled employees

Dealing with disabled employees can be a vexing issue for most employers. A number of questions arise when an employee takes time off either temporarily or permanently due to a disability, whether physical or mental. These issues include:

 

, , , , , , , , , , ,