employee group benefits

Termination of employment does not terminate ability to apply for LTD benefits

May 11, 2018 Occasional Contributors Employee Relations, Health and Safety, Human Resources, Notice, Damages and Settlements, Payroll, Pensions and Benefits

The case discussed in this article is important because it is a common concern of those who become disabled that they will cease to have access to LTD coverage if their employer terminates their employment before LTD benefits commence. What this decision appears to stand for is the proposition that it does not matter when employment ends, it matters when the injury or illness commenced.

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Safety and security for business travellers: a legal and moral imperative for Canadian employers, part 2

January 18, 2012 David Hyde Employee Relations, Health and Safety, Human Resources

In some cases, business leaders fail to recognize that employee travel falls within the physical scope of workplace activities. In other cases, decision-makers believe that only those travelling to international high-risk destinations require any type of security protection. In most organizations, there is also a gap in knowledge when it comes to travel security, contributing to a lack of risk awareness and fragmented ownership of the function within the organization.

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Québec and Ontario sales taxes on group employee benefits

December 23, 2011 Alan McEwen Human Resources, Payroll, Pensions and Benefits, Source Deductions and Reporting

Employee benefits are subject to provincial sales in both Ontario and Québec, at 8 and 9 percent respectively. These sales taxes only apply to coverage provided through group plans so, for example, term life insurance provided to just one individual is not subject to tax. These taxes are separate from the normal HST, GST or QST that apply in these provinces. These taxes apply to both employee and employer payments of premiums for the coverage or benefits supplied.

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Safety and security for business travellers: a legal and moral imperative for Canadian employers

December 16, 2011 David Hyde Employee Relations, Health and Safety, Human Resources

When it comes to employee travel, the risk landscape is changing for Canadian employers. The nature and extent of security and safety risks faced by today’s business traveller are expanding, and conditions on the ground for international travellers are becoming more unpredictable. In parallel with these changes, we are witnessing a tidal wave of new occupational health and safety statutes and regulations aimed at preventing work-related violence, including recent examples in Ontario, Manitoba and Newfoundland.

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