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property damage

By Occasional Contributors | 6 Minutes Read October 29, 2014

Help — we’ve been hacked! Cyber risk insurance and related legal issues

A nightmare scenario for any business: you’ve been hacked. The hackers have gained access to countless client records including credit card and other financial data. The expense of dealing with the breach, and the damage to business reputation could be crippling. How best can businesses insure themselves against this and other cyber risks, and what are the legal issues involved?

Article by Occasional Contributors / Business, Finance and Accounting, Information Technology, Privacy / big data, Bodily Injury and Property Damage coverages, client records, Commercial General Liability policies, commercial liability insurance, credit card and other financial data, crisis management services, cyberrisk insurance, Data breach, electronic data collected and stored by businesses worldwide, Insurance & Professional Liability, Insurance Bureau of Canada, Insurance coverage, investigation and public relations expenses, Loss of computer data, negligently performed computer service work, Personal and Advertising Injury Liability coverages, personal financial data, policyholder, property damage, Tangible property

By Drache Aptowitzer LLP | 2 Minutes Read October 15, 2013

Credit-proofing charity assets

Most charities and not-for-profit organizations are incorporated as non share capital corporations. These corporations are considered separate legal entities from their members or directors. This 'separateness' protects the members (and to a large extent directors) from being personally liable in the event the organization finds itself liable for damages as a result of a court finding.

Article by Drache Aptowitzer LLP / Business, Finance and Accounting, Not for Profit / accountability, administrative burdens, charities, control provisions, corporate entities, corporate law, corporations, director liability, Drache Aptowitzer LLP, filing requirements, membership issues, non share capital corporations, not-for-profit organizations, organizational structure, parent corporation, personal injury, personally liable, piercing the corporate veil, property damage, Reporting, separate legal entities, staffing and management

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