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personal pension plans

By Jean-Pierre A. Laporte B.A., M.A., J.D. (of the Bar of Ontario) | 3 Minutes Read March 1, 2017

RRSP: Should professionals use it to save?

Unlike most Canadians who are not operating a business, many professionals have more options to them when it comes to retirement savings. The average Canadians employed by companies in the private sector will typically use the Registered Retirement Savings Plan or the Tax–Free Savings Account. The lucky few work for organizations that sponsor a registered pension plan, but their numbers seem to be declining every year as a percentage of the workforce not working in para–public employment.

Article by Jean-Pierre A. Laporte B.A., M.A., J.D. (of the Bar of Ontario) / Payroll / employment law, GIS, Guaranteed Income Supplement, income in retirement, Income Tax Act, OAS, old age security, pension plans, pension rules, personal pension plans, Registered Retirement Savings Plan, RRSP, savings, savings plans, tax–assisted savings plans, tax–deductible contribution, Tax–Free Savings Account, TFSA

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